Economic Mobility Programs
What Drives Our Work
Addressing Asset Poverty
Understanding the Issue
Households are considered asset poor when they cannot access the resources needed to sustain its basic needs for at least three months. At the core, it is the economic and social conditions that are more prevalent and persistent than income poverty.
Our Solution
Learning opportunities, local resources, and strategies for asset building to help individuals break free from the cycle of poverty and achieve upward mobility by identifying, monetizing, and leveraging the assets most proximate to them. The goal is to create a generational culture of financial literacy thereby minimizing asset poverty and fostering long-term financial stability for individuals and families. By prioritizing economic empowerment for marginalized communities, we aim to level the playing field and promote equal access to economic opportunities.
Our Programs
Financial Literacy
Our cohort model program fosters economic independence by teaching financial literacy and money management skills. Our workshops cover budgeting, savings, credit and asset-building, homeownership readiness, and long-term financial planning. central goal is to. The goal of these sessions is to equip whole families with information, resources, and tools which support household stability and intergenerational wealth-building
“I did not want to be here, and I was going to sit in the back with my head down, but I am so glad I came. This was so good, and I learned so much!”
- Economic Mobility Workshop Youth Participant
Digital Literacy
Through a partnership with the Charlotte Mecklenburg Library, program participants receive technology training to helps bridge the digital divide. Community members learn to navigate software, access online banking tools, and protecting themselves from predatory and fraudulent financial activities.
Entrepreneurship
Our goal is to empower emerging entrepreneurs—particularly those from historically underrepresented backgrounds—to actualize their entrepreneurial concepts and work toward the sustainability of their early-stage businesses. Our cohort model framework integrates structured financial education, business development workshops, and hands-on mentorship to help participants gain the tools to formalize, fund, and grow their ventures.
